Wallet & Payments
Send, receive, pay bills, QR pay, bank transfers.
Digital Identity
National ID, passport, license, certificates — secured vault.
National QR
One standard. Every store, vendor, taxi, school, clinic.
Government Services
Passports, vehicle licensing, ZIMRA, rates, fines.
PayrollIQ
Formalise the informal economy. Payslips. PAYE. NSSA.
Marketplace
Storefronts, orders, delivery, loyalty for every SME.
Lending
AI scored loans from payroll, savings and merchant data.
Insurance
Funeral, vehicle, health, agri, travel and more.
Education
School fees, student wallets, certificates vault.
HealthIQ
Medical aid, appointments, pharmacy, records.
Mobility
Ryda, public transport, fuel, parking, fleet.
TicketIQ
Concerts, sports, bus, cinema — QR tickets.
AgriIQ
Farmer ID, commodity & input marketplace, financing.
InvestIQ
Savings goals, group savings, bonds, pensions.
Social & Chat
Pay, request, shop and chat — all in one app.
AI Assistant
English · Shona · Ndebele. Voice. Smart commands.